3 Powerful Tools to Destroy Your Debts and Restore Your Credit

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I hate debt. Don’t you?

Debt is like a cancer, eating away at your goals by taking money out of your savings and handing it to some lender.

So let’s destroy your debts this year. And while we’re at it, let’s fix up your credit, too.

If your debts are small and manageable, take some simple steps to destroy them. Create a budget, find extra money within that budget, and use it to target your debts, one at a time.

Need a little help? Get it! The worst mistake you can make is stressing out and freezing like a deer in the headlights. There’s plenty of help out there, and a lot of it is free or cheap.

So stop losing sleep and start fixing the problem right now by checking out a few resources.

Get debt help with National Debt Relief

National Debt Relief is one of the most respected providers of debt relief in the country. They’ve helped more than 400,000 people, are A+ rated by the Better Business Bureau and also top-rated by TopConsumerReviews, TopTenReviews, ConsumersAdvocate and ConsumerAffairs.

How it works: You fill out a simple form, then they call you for a free consultation. There’s no upfront fee and no obligation. If they can help you, they’ll set you up with an affordable plan that works for you, including the exact date when you can expect to be debt-free!

National Debt Relief can help you with almost any unsecured debt, like credit cards, personal loans, medical bills, repossessions … even some student loan debt.

Ready to start a new, happier chapter of your life? Click here and see what National Debt Relief can do for you!

Restore your credit with Credit Saint

As you’re well-aware, good credit is essential, and not just because you’ll save a ton of interest when you borrow. In most states, bad credit can result in higher car insurance rates, affect your ability to rent an apartment, and in some cases, even affect your ability to get a job.

If you’re not happy with your credit, try Credit Saint. It can help you repair your credit and get the highest possible score.

Not only is Credit Saint a BBB-accredited business, but all programs come with a 90-day money-back guarantee.

They’re going to help you with a simple, three-step process:

  1. They’ll create a credit monitoring account for you.
  2. They’ll go over the details of your credit history with you and identify anything in your history you disagree with that’s damaging your credit.
  3. They’ll explain how to optimize your credit by using techniques for paying bills and opening or closing credit.

Credit Saint offers three levels of service, depending on your needs and budget. Take a look right now and see if they can help you.

Consolidate your debts with Credible

Sometimes the best way to pay off debts, especially the high-interest kind, is to take out a new, lower-cost loan, use it to pay off all your high-interest debts, then make one monthly payment until all your debt is dust.

Whether you want to consolidate debt or just cover an emergency expense, Credible makes it easy to find a personal loan that works best for you. They work with lots of lenders, so you know you’re getting a good deal.

How it works:

  • You go to the site and fill out a simple form that will narrow down the best lenders and rates for you.
  • Shop from lenders like Discover, Upstart, SoFi and more. Choose your lender, interest rates and term.
  • When you’re approved, you’ll sign your documents, then relax as the funds make their way to you.

This type of solution works best when you’ve got your debt under control; you’re just looking for a way to pay it off faster by getting lower rates.

But whatever the purpose, there’s no reason to pay more than you have to for any loan. Credible pits lenders against each other to get you the best deal. Check it out right now.

The bottom line

Make this the year you stop worrying about debt and do something about it instead. Check out these services and make it happen. Will it be easy? Maybe not. But the longest journey begins with a single step. Take one today.

Bonus: Get free, expert advice on everything money-related

What’s free and gives you tips to spend less, make more and destroy debt? The Money Talks Newsletter. Every day we provide free tips and tricks that will make you richer. And it doesn’t cost a dime.

Our readers report saving an average of $941 with our simple, direct advice.

Click here to sign up! It only takes two seconds. And if you don’t like it, it only takes two seconds to unsubscribe. Don’t worry about spam: We never share your email address.

Check it out. You’ll be glad you did!

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