Cloak and Dollar: 7 Stealthy Ways to Pocket More Cash

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No matter how much or how little you have in savings, you should always be on the lookout for smart, little-known ways to grow your nest egg. After all, you can never have too much money, am I right?

Well, if that’s you, you’re in luck, because we’ve unearthed surprisingly simple, yet incredibly effective, strategies that’ll have you pocketing a bit more cash every month, without disrupting your current lifestyle one bit.

No extreme budgeting required here. Just a few under-the-radar tweaks that’ll have your bank account looking healthier.

Not all these tips may work for you, but some of them will, so make sure to read them all.

1. Don’t put all your eggs in one basket

If a large part of your savings is in the stock market — as it should be — you’re well aware that what goes up can also go down. You can’t control the market, but you can hedge against uncertainty by having other forms of wealth.

One of the best ways to protect your savings is diversification. Keep money in different types of investments, ideally ones that go up when others are going down. For example, stocks tend to do poorly when inflation and interest rates are rising and there’s political turmoil brewing.

But there’s one investment that thrives in this scenario: gold.

Be careful who you deal with, though. Lots of companies in the gold business are pretty shady and won’t hesitate to sell you gold and silver at vastly inflated prices.

Goldco, on the other hand, has an A+ rating from the Better Business Bureau, an AAA rating from Business Consumer Alliance, and 4.8 to 5 stars on Trustpilot, TrustLink, Google reviews and ConsumerAffairs. They offer just about everything, from precious-metal IRAs to gold coins and gold bars.

You’ll even receive up to $10,000 in free silver on qualified purchases. If you’ve ever thought about investing in gold, why not take a look?

2. Get a second set of expert eyes

To properly manage your money, work with a professional — it’s totally worth it. If you’re not doing this, you could be missing out on some serious financial gains.

A Vanguard study found that, on average, a hypothetical $500,000 investment over 25 years would grow to $1.7 million if you manage it yourself, but more than $3.4 million if you work with a financial advisor. That’s twice as much!

If you’ve got at least $100,000 in investments, check out a free service called SmartAsset. You fill out a short questionnaire and instantly get matched with up to three vetted financial advisors in your area, all legally bound to work in your best interests.

Even if you don’t want help picking investments, an advisor can help lower your tax burden, create a comprehensive financial plan, maximize your Social Security, help with estate planning and making sure you’re on the right track. They can also be there in case one day, you’re not.

Using SmartAsset only takes a few minutes, and in many cases you’ll be offered a free consultation.

Nothing to lose and lots to potentially gain. Take a minute and check it out right now!

Please carefully review the methodologies employed in the Vanguard white paper, “Putting a value on your value: Quantifying Vanguard Advisor’s Alpha.”

3. Stock market upside without the downside

Dan and Grace are like lots of couples in their mid-50s: doing their best to save as much as they can for their retirement. They know the stock market offers greater returns over time than many other investments, but they’re also well aware of the risks.

As Will Rogers famously said, “I’m not so much interested in the return ON my money as I am in the return OF my money.”

One day, while doing some online research, Grace found what turned out to be a perfect solution: An investment that offers some of the upside potential of stocks, but without the downside risk.

It’s called Save Market+: a 3-year investment that offers a guaranteed minimum 3.0% annual return on their principal, but with a stock market “kicker” that could increase their expected returns up to 8.41%, and could be even higher, according to Save’s website.

In other words, if the market does well, they could earn over 9%. But no matter what, they can’t earn less than 3%. And the minimum investment is only $2,000.

Do what Dan and Grace did and check out MarketPlus. It could be just what you’re looking for.

4. Get cash from the value of your home

If you purchased a home in the past 10 years, you likely have significant home equity — equity you could harness to improve your home, pay down high-interest debt or accomplish a million other things.

The problem? Traditional home equity loans require a long approval process, interest and monthly payments.

That’s where Unlock Technologies comes in. Their home equity agreement (HEA) allows you to tap your equity without the hassles of a traditional home equity loan.

You can see how much equity you can unlock in less than a minute. No credit score impact. No strings attached.

Unlock could offer you cash in exchange for a portion of your home’s total value. Because an HEA isn’t a loan, there are no monthly payments or interest charges. The Unlock HEA has a 10-year term, and has flexible repayment conditions.

Unlock currently operates in these states: Arizona, California, Colorado, Florida, Michigan, Minnesota, New Jersey, North Carolina, Oregon, South Carolina, Tennessee, Utah, Virginia and Washington.

If you’d like to tap your equity without going into debt, check out Unlock.

5. Own multifamily real estate for only $500

Imagine this: You’re chilling poolside, sipping margaritas, while your real estate investments collect rent like clockwork. Sounds pretty sweet, right? With CalTier, you can own a piece of an income-producing apartment fund for as little as $500!

No need to be a landlord. CalTier handles all the tedious management stuff. You can just sit back and relax. Bonus! Because this is a fund, CalTier lets you spread your investment across multiple properties, minimizing risk. They also offer a 90-day money-back guarantee.*

Not long ago, only investing bigwigs could often get access to prime real estate investments. But now, whether you’re an investing shark or a minnow, CalTier levels the playing field.

Begin building your real estate empire with CalTier today. Got $500? Then check it out right now.

CalTier / Money Talks News

See the offering circular by clicking here.

6. Use this secret source for discounts

Are you over 18? Then you’re eligible to save hundreds of dollars every year simply by joining AARP.

“What?” You say, “I thought AARP was for retired people.”

As it turns out, you don’t have to be 50 or older to join AARP. And members get discounts on hundreds of things, like:

  • Up to $200 per person off flights
  • Up to 30% off rental cars
  • Up to 15% off restaurants
  • Up to 20% off hotels

You’ll also save on eyeglasses, prescriptions, meal deliveries and lots more. And that’s not all. AARP offers a Fraud Watch Network, job listings, retirement planning tools, games, and tons of information, programs and resources.

Anyone trying to save money can’t afford not to join AARP, especially since the cost is as low as $12 per year with auto-renewal. You’ll likely recoup the cost in the first week. Click here and check it out.

7. Tired of chump change? Freecash pays you real cash fast!

Lots of companies let you earn money by filling out surveys, completing tasks, signing up for stuff or playing games.

But FreeCash is in a league of its own.

Freecash boasts the fastest payouts (we’re talking instant!), with minimum withdrawals as low as $5. Plus, you can cash out with PayPal, crypto, gift cards — the choice is yours. FreeCash users have already earned more than $57 million!

So try FreeCash. It’s the fast, fun way to earn real cash. Don’t waste another minute — FreeCash is waiting!

Get smarter with your money!

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